Tax advisor in the Algarve
Our advisers handle the Portuguese tax of people who live in the Algarve, are moving there or own property there.
Consultations are by video call, in English or Portuguese, and your documents go through your client portal, so where you live in the Algarve makes no difference.
Moving to the Algarve with IFICI
If you become resident in Portugal after five years abroad and work in an eligible activity, IFICI taxes that work income at 20% for ten years. Arrivals in 2026 register by 15 January 2027; a later registration counts only from its own year.
When your NHR period ends
NHR lasts ten years from the year you became resident, and IFICI is closed to anyone who has had it. From the year after it ends, your pension and investment income from abroad is taxed under the ordinary rules, with credit for tax paid abroad, so the plans made under NHR are worth reviewing before its last year.
Selling a property in the Algarve
Residents and non-residents pay IRS on half of the net gain, at the progressive rates, and a non-resident's rate is set by reference to their worldwide income. Reinvesting the proceeds of your main home in another main home in Portugal, elsewhere in the EU or in the EEA, from 24 months before to 36 months after the sale, can exclude the gain.
Rental income from your property
A long-term residential let bears a special rate of 25%, or 10% from 2026 to 2029 when the monthly rent is within the moderate-rent limit, EUR 2,300 in 2026, unless you choose to have it taxed with your other income. A holiday let registered as alojamento local is business income, taxed under its own rules.
Your annual return with foreign income
A resident files one IRS return a year, from 1 April to 30 June, with foreign pensions, investments and rent on Anexo J and credit for tax paid abroad. We prepare it with you, send it for your approval and file it.
Tax Consultation
A 30-minute call with your adviser, then a follow-up memo within 3 working days after the call.
Tell us about your situation
We reply within 2 working days with the right service, its price and how to start. You can also write to info@taxbordr.com or message us on WhatsApp.
